GHI Senior Care

If you are a Medicare-eligible retiree, you have the option of enrolling in the GHI/Empire BlueCross BlueShield Senior Care program, a Medicare Supplement program.

After you have satisfied the Medicare Part B deductible, you will be responsible for an additional $50 of covered Senior Care services per individual, per calendar year. GHI then pays the Medicare Part B coinsurance (that is, 20% of Medicare Allowed Charges) for covered services for that calendar year.

Please note that the separate $25 calendar year deductible for private duty nursing, ambulance, and durable medical equipment will remain unchanged.

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Plan Details

Under this plan, GHI supplements Medicare for the following benefits, subject to a deductible:

  • Office visits
  • $0 copay at an AdvantageCare Physicians provider or Montefiore faculty-based center
  • In-home nursing services
  • In-hospital physician services
  • Laboratory tests
  • Outpatient hospital services
  • 放射治疗
  • Specialist consultations
  • Speech therapy
  • Surgery and anesthesia
  • X-ray examinations

You can enhance your Senior Care program with the following services:

  • Enhanced Medicare Part D benefits for prescriptions received at network pharmacies and home delivery service
  • Increased inpatient hospital benefit to 365 days (underwritten by and provided through Empire BlueCross BlueShield)

Plan Details


  • Brochure for City of New York Employees and Retirees

Provider Coverage

凭借我们强大的优质医生网络,您可以从该地区许多领先的医生、临床医生和设施(包括医院和紧急护理中心)获得治疗。

A partner in wellness

正确的护理,就在您的街区

AdvantageCare Physicians are the newest addition to the EmblemHealth family and are now one of the largest primary and specialty care practices in New York City. With 37 locations throughout New York City and Long Island, you can find a convenient location near home or work. 

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